To enroll in our Credit Correction Program you must agree to the following terms and conditions of participation explained below.

LEGAL CREDIT CORRECTION, Contract for Services MARIA LIZ, ATTORNEY AT LAW CREDIT CORRECTION AGREEMENT 1. The parties agree that Legal Credit Correction (LCC) will attempt to correct the credit reports of the undersigned client under the Fair Credit Reporting Act. Client agrees that LCC will charge $99 for costs of setting up the client's file which will be held in trust for 5 calendar days. 2. The parties agree that LCC will not charge for any service or work regarding credit correction until after the service has been performed. The client agrees that every 30 days, following the date of their initial billing, they will be debited automatically $59.99 from the account the client provided. Each payment is to cover work and costs related to the prior month's credit report dispute and verification. The client authorizes LCC to charge the client's credit card, debit their debit card, or debit their bank account via electronic transfer, depending on which method the client has elected to make the monthly payment. This monthly fee includes having the firm on retainer to review the status of the client's file. There are no other fees or charges related to this agreement. If the client's account has insufficient funds to debit for work done, the client agrees that LCC will charge $35.00 for each such occurrence to account for all fees and costs related to collection of payment. LCC will attempt to collect payment at lesser amounts if payment is declined until payment is received in full. 3. The contract shall last for a period of 1 month with payments automatically made as described above. The contract automatically renews at the end of 1 month if not cancelled. LCC will attempt to remove all inaccurate, obsolete, unverifiable, misleading, and erroneous information from the client's credit reports. The client agrees that LCC has not made any guaranties or promises of performance or success but only that LCC will write dispute letters in attempting to remove inaccurate, obsolete, erroneous, and unverifiable information. 4. The client acknowledges they have been provided the Consumer Credit File Rights Under State and Federal Law and cancellation form as they have downloaded and printed this agreement and cancellation notice from the website. 5. Warranty and conditions: If after 6 months no negative items are removed from the client's credit reports, LCC will then provide the next 6 months for FREE, at no further cost to the client. Conditions: (1) The agreement requires that that the client use LCC's services for a 6 month period and have a fully paid and up to date account. (2) The client MUST send all credit reports and letters from the credit bureaus as they receive them or no later than every 60 days, or inform LCC if you have not received any correspondence from the bureaus in 60 days, so that LCC can verify the progress of their case. The client must also not send any correspondence to the credit bureaus. (3) The client must also notify LCC of any change in address and phone number immediately (or no later than 5 days after change) so as not to delay the process. All of these conditions must be met by the client to qualify for the warranty. If any item which LCC had deleted reappears on the client credit report within 2 years from the initial date of deletion, LCC will review the item and re-dispute it if it is obsolete, inaccurate, or erroneous at no additional cost to the client. 6. The client may cancel this agreement at any time with no penalty. If the client cancels after their billing date in a given month, they will be billed for the work done after that date as soon as they cancel. The client must cancel this agreement in WRITING. 7. The parties agree that LCC's staff will have access to the client's credit information and personal data but will use all reasonable measures to protect this information. Only information necessary to perform the credit correction service will be obtained. 8. I, the undersigned client, give Legal Credit Correction and their attorney, Maria E Liz, power of attorney for the purpose of requesting and obtaining credit reports and any related information in order to dispute and verify credit items. The client also authorizes LCC to communicate with all credit bureaus and creditors via telephone, email, and letters and to sign letters on the client's behalf. As of November 11, 2005, LCC will not be obtaining credit reports and the client is responsible for sending the reports to LCC. Client understands that they will continue to be billed every month for all time spent on their file, even when they fail to uphold their requirement of mailing in the reports. The client's monthly fee includes credit correction services, educational information regarding credit, access to client services, and having LCC's attorneys on retainer. 9. The client understands and agrees that Legal Credit Correction is not a credit repair company but a credit correction company hiring a law firm conducting litigation under the Fair Credit Reporting Act and that they will write pre-suit litigation letters to correct items on their reports that are allowed by law. This agreement may not be amended unless done in writing by both parties. This agreement embodies the entire understanding between the parties and any other understandings, written or oral, are waived. 10. Client agrees that any dispute between or among the parties to this agreement shall first be submitted to mediation before a certified mediator with venue exclusively in Rockland County, New York. If not resolved, then the dispute shall be submitted to arbitration in Rockland County, New York, and conducted in accordance with the rules of the American Arbitration Association. Judgment upon any award may be entered in any court having jurisdiction. The laws of the State of New York will govern this agreement without regard to conflict of laws and any litigation that may ensue will be exclusively in the venue of Rockland County, New York, irrespective of place of residence or domicile. You may cancel this contract without penalty or obligation at any time before midnight of the 3rd business day which begins after the date the contract is signed by you. See the Notice of Cancellation form for an explanation of this right.

I, the client, give Legal Credit Correction and their attorney, Maria E. Liz, Power of Attorney for the purpose of requesting and obtaining credit reports and any related information in order to dispute and verify credit items. The client also confirms they have read and accepted the terms of the credit correction agreement and disclosure, have printed and received a copy of the agreement, disclosure, and cancellation form, and authorizes Legal Credit Correction to communicate with all credit bureaus and creditors via telephone, email, and letters and to sign letters on the client's behalf.

You may cancel this contract without penalty or obligation at any time before midnight of the 3rd business day which begins after the date the contract is signed by you. See the Notice of Cancellation form for an explanation of this right.

The client acknowledges that this submission is a valid electronic signature.